The power of Harvard
in your pocket.

Serving exclusively Harvard alumni, the Harvard Alumni World MasterCard^® allows you to easily earn points on all your purchases and redeem them for high-value rewards.

Apply Now

The benefits are clear.

Earn points quickly

Get points for every dollar
you spend

Double points for gas,
grocery and dining purchases

10,000 bonus points
when $500 spent in first 90 days of card membership

Unique Harvard-only benefits

Double points for gifts to Harvard University¹

Supports Harvard University
financial aid programs

Automatic, no-cost membership
to Harvard Federal Credit Union

Low or no fees

No annual fee

No foreign transaction fees

Balance transfer fee just 2%

Zero-interest for a year

0.00% APR for 12 months on
purchases and balance transfers²

After intro period, APR ranges
as low as 14.49% to 18.00%

No point expiration

All the points you earn can accumulate indefinitely and be used at any time as long as your account is open

Cardholder Benefits

Explore the perks and benefits offered with your Harvard Alumni card below! You can also view additional rewards and a full guide to your MasterCard^® benefits by clicking here: view your Mastercard Guide to Benefits.

Zero Liability

With Harvard Alumni MasterCard^®, you’re protected if your card is lost or stolen.

I.D. Theft Protection

Your account is monitored in real-time for any suspicious activity, so your important information is safe.

Fraud and Transaction Alerts

Any potentially fraudulent activity on your account is identified quickly, and you will receive alerts via text or email.

Global Service

With your Harvard Alumni MasterCard^®, you can expect 24-hour assistance, worldwide

Travel Insurance

For when the unexpected happens. Book with confidence using your Harvard Alumni MasterCard.^®

FICO Score

You will receive Free access to your FICO credit score when you open an account.

Redeem points for rewards you love.

Cash back

Get $1 cash back for every $100 spent. Cash can appear as a credit on your next bill or an electronic deposit to an HFCU checking or savings account.

Travel rewards

Points are worth 25% more when redeemed for travel and are valid toward any commercial flight, hotel, cruise, car rental and more³. No restrictions. No blackouts.

The Harvard Chair

Proudly owned by Harvard alumni throughout the world since the early 1800’s, the Harvard Chair has been an enduring symbol of the college.

Harvard Coop gift cards

No matter where you are, the Coop is within reach. Your points go further when redeeming for Harvard Coop gift cards.

Premium merchandise

With hundreds of stores and brand names, use our shopping portal to redeem points for merchandise at retailers you know and love.

Apply Now

Questions about
the Harvard Alumni Card?

New Applicants

617-495-4460

Mon. – Fri. 8:30 am – 5:00 pm
Sat. 8:30 am – 12:00 pm

Current Cardholders

1-866-820-3879

24-hours/day, 7-days/week

For existing cardholders to apply for a line increase click here.

¹ Double points awarded on the first $50,000 spent towards Harvard University gifts per year.
² Annual Percentage Rate (APR). The introductory APR is good for 12 billing cycles from the open date of the new card.
After the intro APR expires, your APR will be 14.49% to 18.00%, based on your creditworthiness and credit approval.
This APR will vary with the market based on the Prime Rate.
³ Fees may apply.

The power of Harvard in your pocket.

Serving exclusively Harvard alumni, the Harvard Alumni World MasterCard® allows you to easily earn points on all your purchases and redeem them for high-value rewards.